Cash Rate is a small official-interest-rate desk published by YOUNIVI LIMITED (NZBN 9429052621109), a New Zealand company based in Auckland. The site is operated as a Younivi property. It is built and run by Joon Young Baik, the founder. There is no research floor, no sales desk and no invented masthead of analysts.
The product is narrow on purpose. Each page shows one official series: the latest number, a few summary statistics, a chart, a table, a short explanation, and a citation back to the file the number came from. The model is the old data-site idea — one headline figure, the history underneath it — not a trading terminal and not a newsroom.
Younivi publishes this as an information project. It is not a bank, not a lender, not a financial-advice provider, and not an authorised financial-advice firm. Nothing on the site is a recommendation. If you want advice about a loan or a deposit, talk to a person who is actually allowed to give it.
The working name of the site is Cash Rate. The legal publisher is YOUNIVI LIMITED. Correspondence belongs at the registered address on the contact page. The mailbox [email protected] is a placeholder until the public site is live.
Data is republished from official sources. We do not alter values. We do delay, because we rebuild from files rather than from a real-time feed. Read the methodology page for the ingest steps and the disclaimer page for the legal ones.