Weighted-average six-month term-deposit rate from the RBNZ retail survey (B3, INR.MBI05.T07). Latest month: 3.45% for 31 Jul 2026.
From 31 Mar 1965 to 31 Jul 2026 (561 months): mean 6.31%, median 5.44%; low 0.82% (31 Jan 2021), high 18.00% (31 Jul 1987). Published average, not an offer from any one bank.
New Zealand's six-month term deposit rate is a retail savings benchmark from the Reserve Bank's B3 retail interest-rate survey, series INR.MBI05.T07. It is a weighted average of the advertised six-month term-deposit rates offered by surveyed institutions, compiled monthly, so the headline figure is the latest survey month and not a rate any single bank promises. The survey is a comparable reference across the market; offers you see may differ by institution, balance and term.
The chart shows the monthly survey history and the table lists the same values in reverse date order. The "versus the previous reading" line compares the latest month with the one before it, and the mean, median, low and high summarise the run in this build. Range buttons only shorten the window, and Chart and Table present one series in two forms. Because it is a published average, the rate can lag changes in wholesale funding costs and the official cash rate, and it can move when institutions reprice rather than when policy changes.
About this desk
The euro-area desk is the natural home for the two shared ECB series: the deposit facility rate, which is the euro-area policy rate set by the Governing Council, and €STR, the unsecured overnight market benchmark the ECB publishes but does not set. The Germany, France, Italy and Ireland desks point at the same two series; this desk presents them without a single country's framing.
The figures come from the ECB Data Portal and are republished with attribution under the ESCB statistics reuse policy. All desks show the same build-wide series in a different order, so the numbers here match the country desks exactly. The build does not include national retail or mortgage rates for euro-area members, because none is ingested. Euro-area policy is one setting for all members; the site does not invent a national rate. This is not financial advice.