Younivi is based in New Zealand. This policy addresses the New Zealand Privacy Act 2020. Cash Rate offers no accounts, logins, comments or user profiles, asks for no password and keeps no customer register of readers.
The site's static files do not themselves collect names, email addresses or account data. A local copy sends nothing to Younivi. Public hosting can generate ordinary server logs, including IP address, user agent, time and requested path. These support site operation and fault diagnosis, not a Younivi marketing profile.
Google AdSense loads on each page and may use cookies or similar technologies to measure traffic and display advertisements. The publisher identifier is ca-pub-6557770900386479, also listed in ads.txt.
Your theme and language choices are saved in your browser's local storage so they can be used on later visits. The site's preference code does not send these values to Younivi.
We currently use no separate analytics product beyond the advertising network and ordinary server logs. If this changes, we will update this policy and identify the service.
We do not sell a list of readers or collect dates of birth, IRD numbers or loan details. If you contact us, we keep the correspondence only as long as necessary to handle your request.
Under the Privacy Act 2020, you can ask whether we hold personal information about you, request access and ask for a correction. Contact us to make a request. If you are unhappy with our response, you can complain to New Zealand's Privacy Commissioner, whose website explains these rights.
Advertising or analytics providers in the US or EU may process technical data, such as IP addresses and cookie identifiers, outside New Zealand. Google AdSense, provided by Google LLC, is one such provider used today.
Last updated: 22 September 2026.