Bank of England
−0.25 pp last change (17 Dec 2025)
As of 15 Sep 2026 | Daily (policy rate; changes on MPC decision days)
| Date | Rate |
|---|---|
| 15 Sep 2026 | 3.75 |
| 28 Aug 2026 | 3.75 |
| 31 Jul 2026 | 3.75 |
| 30 Jun 2026 | 3.75 |
| 29 May 2026 | 3.75 |
| 30 Apr 2026 | 3.75 |
| 31 Mar 2026 | 3.75 |
| 27 Feb 2026 | 3.75 |
| 30 Jan 2026 | 3.75 |
| 31 Dec 2025 | 3.75 |
| 28 Nov 2025 | 4.00 |
| 31 Oct 2025 | 4.00 |
| 30 Sep 2025 | 4.00 |
| 29 Aug 2025 | 4.00 |
| 31 Jul 2025 | 4.25 |
| 30 Jun 2025 | 4.25 |
| 30 May 2025 | 4.25 |
| 30 Apr 2025 | 4.50 |
| 31 Mar 2025 | 4.50 |
| 28 Feb 2025 | 4.50 |
| 31 Jan 2025 | 4.75 |
| 31 Dec 2024 | 4.75 |
| 29 Nov 2024 | 4.75 |
| 31 Oct 2024 | 5.00 |
Bank of England policy rate (IUDBEDR). Current: 3.75% on 15 Sep 2026. Daily series from 1975; chart is stepped at MPC decisions.
From 2 Jan 1975 to 15 Sep 2026 (13,070 observations): mean 6.12%, median 5.25%; low 0.10% (19 Mar 2020), high 17.00% (15 Nov 1979). Not a UK mortgage or savings rate.
Source: Bank of England Statistical Database, series IUDBEDR. Licence: Bank of England open data terms (attribution required) (terms). Files: data/raw/boe-bank-rate.csv.
Bank Rate is the Bank of England's policy interest rate, published in the Bank's statistical database as series IUDBEDR, with a daily history from 1975. The Monetary Policy Committee sets it and announces changes on decision dates; between decisions the rate is flat, which is why the chart is drawn as steps. Bank Rate is the rate the Bank pays on reserves held with it and is the anchor for sterling money-market rates, but it is not itself a mortgage or savings rate.
Read the headline value with its as-of date, then the "versus the previous reading" line: when Bank Rate has been unchanged for a stretch, the page shows the date of the last actual move instead. Mean, median, low and high are arithmetic summaries of the daily observations in this build, so a long hold at one level pulls them toward it. Chart and Table show the same data two ways; the range buttons only filter what is drawn, and Explore adds zoom and pan on request. For the rate that actually settles overnight sterling transactions, see the SONIA page instead.
The India desk leads with the RBI repo rate, read from the BIS central bank policy rate series for India, then US, UK and Japan rates. The repo rate is the rate at which the Reserve Bank of India lends to banks against government securities; the BIS series is the overnight repo rate from 2001 and the Bank Rate before that, stitched into one comparable policy measure and drawn as daily steps. It is a policy rate, not a mortgage or deposit rate.
All desks carry the same series in a different order, so the numbers match the hub. Values are republished with attribution to the BIS, and this page is not an official BIS publication. The build ingests no Indian retail deposit series, so none is shown; gaps are left open rather than estimated. This is not financial advice, and readings may lag their source.