Bank of England
−0.25 pp last change (17 Dec 2025)
As at 15 Sep 2026 | Daily (policy rate; changes on MPC decision days)
| Date | Rate |
|---|---|
| 15 Sep 2026 | 3.75 |
| 28 Aug 2026 | 3.75 |
| 31 Jul 2026 | 3.75 |
| 30 Jun 2026 | 3.75 |
| 29 May 2026 | 3.75 |
| 30 Apr 2026 | 3.75 |
| 31 Mar 2026 | 3.75 |
| 27 Feb 2026 | 3.75 |
| 30 Jan 2026 | 3.75 |
| 31 Dec 2025 | 3.75 |
| 28 Nov 2025 | 4.00 |
| 31 Oct 2025 | 4.00 |
| 30 Sep 2025 | 4.00 |
| 29 Aug 2025 | 4.00 |
| 31 Jul 2025 | 4.25 |
| 30 Jun 2025 | 4.25 |
| 30 May 2025 | 4.25 |
| 30 Apr 2025 | 4.50 |
| 31 Mar 2025 | 4.50 |
| 28 Feb 2025 | 4.50 |
| 31 Jan 2025 | 4.75 |
| 31 Dec 2024 | 4.75 |
| 29 Nov 2024 | 4.75 |
| 31 Oct 2024 | 5.00 |
Bank of England policy rate (IUDBEDR). Current: 3.75% on 15 Sep 2026. Daily series from 1975; chart is stepped at MPC decisions.
From 2 Jan 1975 to 15 Sep 2026 (13,070 observations): mean 6.12%, median 5.25%; low 0.10% (19 Mar 2020), high 17.00% (15 Nov 1979). Not a UK mortgage or savings rate.
Source: Bank of England Statistical Database, series IUDBEDR. Licence: Bank of England open data terms (attribution required) (terms). Files: data/raw/boe-bank-rate.csv.
Bank Rate is the Bank of England's policy interest rate, published in the Bank's statistical database as series IUDBEDR, with a daily history from 1975. The Monetary Policy Committee sets it and announces changes on decision dates; between decisions the rate is flat, which is why the chart is drawn as steps. Bank Rate is the rate the Bank pays on reserves held with it and is the anchor for sterling money-market rates, but it is not itself a mortgage or savings rate.
Read the headline value with its as-of date, then the "versus the previous reading" line: when Bank Rate has been unchanged for a stretch, the page shows the date of the last actual move instead. Mean, median, low and high are arithmetic summaries of the daily observations in this build, so a long hold at one level pulls them toward it. Chart and Table show the same data two ways; the range buttons only filter what is drawn, and Explore adds zoom and pan on request. For the rate that actually settles overnight sterling transactions, see the SONIA page instead.
The United Kingdom desk leads with Bank Rate, the Bank of England's policy rate, then SONIA, the sterling overnight market benchmark the Bank publishes but does not set. Euro-area, US, Canadian and Australian rates follow, with the rest of the build's series after them. All desks republish the same official series; this desk only reorders the menu and the wording, so the figures do not change when you switch desks.
Both UK series come from Bank of England statistical tables and are republished under the Bank's open-data terms, with attribution. Bank Rate is a policy setting that moves at MPC decisions; SONIA is a transaction-based market rate that moves daily. The build does not publish a UK retail mortgage or savings rate, because no such official series is ingested here — those pages are absent rather than estimated. This is not financial advice.