Bank of England
−0.25 pp last change (17 Dec 2025)
As of 15 Sep 2026 | Daily (policy rate; changes on MPC decision days)
| Date | Rate |
|---|---|
| 15 Sep 2026 | 3.75 |
| 28 Aug 2026 | 3.75 |
| 31 Jul 2026 | 3.75 |
| 30 Jun 2026 | 3.75 |
| 29 May 2026 | 3.75 |
| 30 Apr 2026 | 3.75 |
| 31 Mar 2026 | 3.75 |
| 27 Feb 2026 | 3.75 |
| 30 Jan 2026 | 3.75 |
| 31 Dec 2025 | 3.75 |
| 28 Nov 2025 | 4.00 |
| 31 Oct 2025 | 4.00 |
| 30 Sep 2025 | 4.00 |
| 29 Aug 2025 | 4.00 |
| 31 Jul 2025 | 4.25 |
| 30 Jun 2025 | 4.25 |
| 30 May 2025 | 4.25 |
| 30 Apr 2025 | 4.50 |
| 31 Mar 2025 | 4.50 |
| 28 Feb 2025 | 4.50 |
| 31 Jan 2025 | 4.75 |
| 31 Dec 2024 | 4.75 |
| 29 Nov 2024 | 4.75 |
| 31 Oct 2024 | 5.00 |
Bank of England policy rate (IUDBEDR). Current: 3.75% on 15 Sep 2026. Daily series from 1975; chart is stepped at MPC decisions.
From 2 Jan 1975 to 15 Sep 2026 (13,070 observations): mean 6.12%, median 5.25%; low 0.10% (19 Mar 2020), high 17.00% (15 Nov 1979). Not a UK mortgage or savings rate.
Source: Bank of England Statistical Database, series IUDBEDR. Licence: Bank of England open data terms (attribution required) (terms). Files: data/raw/boe-bank-rate.csv.
Bank Rate is the Bank of England's policy interest rate, published in the Bank's statistical database as series IUDBEDR, with a daily history from 1975. The Monetary Policy Committee sets it and announces changes on decision dates; between decisions the rate is flat, which is why the chart is drawn as steps. Bank Rate is the rate the Bank pays on reserves held with it and is the anchor for sterling money-market rates, but it is not itself a mortgage or savings rate.
Read the headline value with its as-of date, then the "versus the previous reading" line: when Bank Rate has been unchanged for a stretch, the page shows the date of the last actual move instead. Mean, median, low and high are arithmetic summaries of the daily observations in this build, so a long hold at one level pulls them toward it. Chart and Table show the same data two ways; the range buttons only filter what is drawn, and Explore adds zoom and pan on request. For the rate that actually settles overnight sterling transactions, see the SONIA page instead.
Germany has no separate policy rate in this build. The Germany desk therefore leads with the ECB deposit facility rate, the euro-area policy rate set by the ECB Governing Council, then €STR, the euro overnight market benchmark. UK, US and other official rates follow. Germany is in the euro area, so its monetary policy is set in Frankfurt; inventing a Bundesbank policy series would misrepresent the data, and the desk does not do that.
France and Italy share the same two ECB series, and the /ea/ desk is their natural home. The figures are read from the ECB Data Portal and republished with attribution under the ESCB statistics reuse policy. Every desk shows the same set in a different order, so switching desks changes the menu, not the numbers. The build ingests no German retail rate series, so none is shown. This is not financial advice.