Bank of England
−0.25 pp last change (Dec 17, 2025)
As of Sep 15, 2026 | Daily (policy rate; changes on MPC decision days)
| Date | Rate |
|---|---|
| Sep 15, 2026 | 3.75 |
| Aug 28, 2026 | 3.75 |
| Jul 31, 2026 | 3.75 |
| Jun 30, 2026 | 3.75 |
| May 29, 2026 | 3.75 |
| Apr 30, 2026 | 3.75 |
| Mar 31, 2026 | 3.75 |
| Feb 27, 2026 | 3.75 |
| Jan 30, 2026 | 3.75 |
| Dec 31, 2025 | 3.75 |
| Nov 28, 2025 | 4.00 |
| Oct 31, 2025 | 4.00 |
| Sep 30, 2025 | 4.00 |
| Aug 29, 2025 | 4.00 |
| Jul 31, 2025 | 4.25 |
| Jun 30, 2025 | 4.25 |
| May 30, 2025 | 4.25 |
| Apr 30, 2025 | 4.50 |
| Mar 31, 2025 | 4.50 |
| Feb 28, 2025 | 4.50 |
| Jan 31, 2025 | 4.75 |
| Dec 31, 2024 | 4.75 |
| Nov 29, 2024 | 4.75 |
| Oct 31, 2024 | 5.00 |
Bank of England policy rate (IUDBEDR). Current: 3.75% on Sep 15, 2026. Daily series from 1975; chart is stepped at MPC decisions.
From Jan 2, 1975 to Sep 15, 2026 (13,070 observations): mean 6.12%, median 5.25%; low 0.10% (Mar 19, 2020), high 17.00% (Nov 15, 1979). Not a UK mortgage or savings rate.
Source: Bank of England Statistical Database, series IUDBEDR. Licence: Bank of England open data terms (attribution required) (terms). Files: data/raw/boe-bank-rate.csv.
Bank Rate is the Bank of England's policy interest rate, published in the Bank's statistical database as series IUDBEDR, with a daily history from 1975. The Monetary Policy Committee sets it and announces changes on decision dates; between decisions the rate is flat, which is why the chart is drawn as steps. Bank Rate is the rate the Bank pays on reserves held with it and is the anchor for sterling money-market rates, but it is not itself a mortgage or savings rate.
Read the headline value with its as-of date, then the "versus the previous reading" line: when Bank Rate has been unchanged for a stretch, the page shows the date of the last actual move instead. Mean, median, low and high are arithmetic summaries of the daily observations in this build, so a long hold at one level pulls them toward it. Chart and Table show the same data two ways; the range buttons only filter what is drawn, and Explore adds zoom and pan on request. For the rate that actually settles overnight sterling transactions, see the SONIA page instead.